NOTICE OF MORTGAGE FORECLOSURE SALE THE RIGHT TO VERIFICATION OF THE DEBT AND IDENTITY OF THE ORIGINAL CREDITOR WITHIN THE TIME PROVIDED BY LAW IS NOT AFFECTED BY THIS ACTION. NOTICE IS HEREBY GIVEN, that default has occurred in conditions of the following described mortgage: DATE OF MORTGAGE: January 3, 2011 MORTGAGOR: Matthew J Louks, a married person a/k/a Matthew James Louks and Julie Rae Louks, husband and wife. MORTGAGEE: Wells Fargo Bank, N.A. DATE AND PLACE OF RECORDING: Filed January 13, 2011, St. Louis County Registrar of Titles, Document No. 895283.0 on Certificate of Title No. 322413.0. ASSIGNMENTS OF MORTGAGE: Assigned to: Specialized Loan Servicing LLC. Dated January 25, 2019 Filed January 25, 2019, as Document No. 1007284.0. And thereafter assigned to: Federal Home Loan Mortgage Corporation, as Trustee for the benefit of the Freddie Mac Seasoned Loans Structured Transaction Trust, Series 2020-1. Dated August 11, 2022 Filed October 20, 2022, as Document No. 1062615.0. Said Mortgage being upon Registered Land. TRANSACTION AGENT: NONE TRANSACTION AGENT’S MORTGAGE IDENTIFICATION NUMBER ON MORTGAGE: NONE LENDER OR BROKER AND MORTGAGE ORIGINATOR STATED ON MORTGAGE: Wells Fargo Bank, N.A. RESIDENTIAL MORTGAGE SERVICER: Select Portfolio Servicing, Inc. MORTGAGED PROPERTY ADDRESS: 915 11th Street South, Virginia, MN 55792 TAX PARCEL I.D. #: 090-0087-00840 LEGAL DESCRIPTION OF PROPERTY: Lot 9, Block 7 LENCI’S THIRD ADDITION TO VIRGINIA, AND W’ly 1/2 of Lot 10, Block 7 LENCI’S THIRD ADDITION TO VIRGINIA EXCEPTING and RESERVING, however, thereout and therefrom all minerals and ores in or upon said land, with the right to explore for, mine and remove the same as such mineral rights and ores were reserved in that certain deed bearing date January 9, 1914, and filed for record in the office of the register of Deeds, on December 19, 1928, in Book 569 of Deeds, on page 239 thereof. SUBJECT to the conditions and restrictions as set forth in Document No. 205868 and 257941 on file and of record in the office of the Registrar of Titles. COUNTY IN WHICH PROPERTY IS LOCATED: St. Louis ORIGINAL PRINCIPAL AMOUNT OF MORTGAGE: $127,200.00 AMOUNT DUE AND CLAIMED TO BE DUE AS OF DATE OF NOTICE, INCLUDING TAXES, IF ANY, PAID BY MORTGAGEE: $146,982.74 That prior to the commencement of this mortgage foreclosure proceeding Mortgagee/Assignee of Mortgagee complied with all notice requirements as required by statute; That no action or proceeding has been instituted at law or otherwise to recover the debt secured by said mortgage, or any part thereof; PURSUANT to the power of sale contained in said mortgage, the above described property will be sold by the Sheriff of said county as follows: DATE AND TIME OF SALE: April 26, 2023 at 10:00 AM PLACE OF SALE: Sheriff’s Main Civil Office, Room 103, 100 North Fifth Avenue West, Duluth, MN 55802 to pay the debt then secured by said Mortgage, and taxes, if any, on said premises, and the costs and disbursements, including attorneys’ fees allowed by law subject to redemption within six (6) months from the date of said sale by the mortgagor(s), their personal representatives or assigns unless reduced to Five (5) weeks under MN Stat. §580.07. TIME AND DATE TO VACATE PROPERTY: If the real estate is an owner-occupied, single-family dwelling, unless otherwise provided by law, the date on or before which the mortgagor(s) must vacate the property if the mortgage is not reinstated under section 580.30 or the property is not redeemed under section 580.23 is 11:59 p.m. on October 26, 2023, unless that date falls on a weekend or legal holiday, in which case it is the next weekday, and unless the redemption period is reduced to 5 weeks under MN Stat. Secs. 580.07 or 582.032. MORTGAGOR(S) RELEASED FROM FINANCIAL OBLIGATION ON MORTGAGE: None “THE TIME ALLOWED BY LAW FOR REDEMPTION BY THE MORTGAGOR, THE MORTGAGOR’S PERSONAL REPRESENTATIVES OR ASSIGNS, MAY BE REDUCED TO FIVE WEEKS IF A JUDICIAL ORDER IS ENTERED UNDER MINNESOTA STATUTES, SECTION 582.032, DETERMINING, AMONG OTHER THINGS, THAT THE MORTGAGED PREMISES ARE IMPROVED WITH A RESIDENTIAL DWELLING OF LESS THAN FIVE UNITS, ARE NOT PROPERTY USED IN AGRICULTURAL PRODUCTION, AND ARE ABANDONED.” Dated: February 24, 2023 Federal Home Loan Mortgage Corporation, as trustee Mortgagee/Assignee of Mortgagee LIEBO, WEINGARDEN, DOBIE & BARBEE, P.L.L.P. Attorneys for Mortgagee/ Assignee of Mortgagee 4500 Park Glen Road #300 Minneapolis, MN 55416 (952) 925-6888 38 - 23-001784 FC IN THE EVENT REQUIRED BY FEDERAL LAW: THIS IS A COMMUNICATION FROM A DEBT COLLECTOR. March 3, 10, 17, 24 & 31, 2023 April 7, 2023 Mesabi Tribune